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The acceptance and management of financial risk is inherent to the business of banking and banks’ roles as financial intermediaries. To meet the demands of their customers and communities and to execute business strategies, banks make loans, purchase securities, and take deposits with different maturities and interest rates. These activities may leave a bank’s earnings and capital exposed to movements in interest rates. This exposure is interest rate risk.
Interest Rate Risk, Comptroller's Handbook
Final Interagency Policy Statement on Funding and Liquidity Risk Management
Interagency Advisory on Interest Rate Risk Management
Risk Management and Lessons Learned (OCC 2009-15)
Requests Under 716(f) of the Dodd-Frank Act