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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

08/24/2023 NR 2023-91 Agencies to Host Roundtable on Special Purpose Credit Programs
06/29/2023 NR 2023-69 Agencies Finalize Policy Statement on Commercial Real Estate Loan Accommodations and Workouts
06/27/2023 NR 2023-68 OCC Reports Improvement in Mortgage Performance for First Quarter of 2023