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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

02/24/2023 NR 2023-19 Agencies Issue 2022 Shared National Credit Program Review
12/22/2022 OCC 2022-27 Treatment of Extensions of Credit to Certain Investment Funds and Their Portfolio Investments Under 12 CFR 215 and 12 CFR 363: Extension of Revised Interagency Statement
12/15/2022 NR 2022-151 OCC Reports Improvement in Overall Mortgage Performance