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News Release 2013-101
June 18, 2013
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WASHINGTON—Key risks facing national banks and federal savings associations involve the potential for banks to take excessive risks to improve profitability, revenue challenges from a slow economy, and a surge in sophisticated cyber threats.
The Office of the Comptroller of the Currency’s Semiannual Risk Perspective for Spring 2013 details risks facing the banking industry:
The report presents data in four main areas: the operating environment; condition and performance of the banking system; funding, liquidity, and interest rate risk; and regulatory actions. The report focuses on issues that pose threats to the safety and soundness of those financial institutions regulated by the OCC and is intended as a resource to the industry, examiners, and the general public. The report reflects data as of December 31, 2012.
Stephanie Collins (202) 649-6870