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An official website of the United States government

Credit

Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

DateIDTitle
03/13/2024 NR 2024-24 Agencies Take Temporary Action on Appraisal Requirements in Area Affected by Hawaii Wildfires
02/16/2024 NR 2024-16 Agencies Issue 2023 Shared National Credit Program Report
02/15/2024 OCC 2024-6 Real Estate Appraisals and Evaluations: FFIEC Statement on Examination Principles Related to Valuation Discrimination and Bias in Residential Lending