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Resources for bankers

Capital

A fundamental aspect of banking is managing capital and capital requirements. In coordination with other U.S. regulators and international standard setters, the OCC identifies and develops policies to address emerging risks to bank capital. We provide a variety of resources and expert assistance to national banks, federal savings associations, advisors, and examiners on risk-based capital issues.

Laws and Regulations

Regulatory Capital Rules

  • Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rules (Bulletin) (PDF)
  • Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to the Advanced Approaches Capital Rules (Bulletin) (PDF)
  • Technical Corrections and Clarifications to the Capital Rules Applicable to Advanced Approaches Banking Organizations (Bulletin) (PDF)
  • Interim Final Revisions to the Definition of Qualifying Master Netting Agreement and Related Definitions (Bulletin) (PDF)
  • Revisions to the Supplementary Leverage Ratio (Bulletin) (PDF)
  • Revisions to the Risk-Based Capital Definition of Eligible Guarantee for Advanced Approaches Banks (Bulletin) (PDF)
  • Enhanced Supplementary Leverage Ratio Standards for Certain Bank Holding Companies and their Subsidiary Insured Depository Institutions (Bulletin) (PDF)
  • Revised Capital Rule (Bulletin) (PDF) (Interagency Guide) (OCC Quick Reference Guide)

Notice of Proposed Rulemakings

  • Notice of Proposed Rulemaking: Changes to Applicability Thresholds for Regulatory Capital Requirements for Certain U.S. Subsidiaries of Foreign Banking Organizations and Application of Liquidity Requirements to Foreign Banking Organizations, Certain U.S. Depository Institution Holding Companies, and Certain Depository Institution Subsidiaries (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Revisions to the Supplementary Leverage Ratio to Exclude Certain Central Bank Deposits of Custodial Banking Organizations (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Regulatory capital requirements to advanced approaches banking organizations’ investments in certain unsecured debt instruments issued by foreign or U.S. global systemically important banking organizations (GSIBs) pursuant to minimum total loss absorbing capacity (TLAC) requirements (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Capital Simplification for Qualifying Community Banking - Community Bank Leverage Ratio Framework (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Proposed changes to applicability thresholds for regulatory capital and liquidity requirements (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Standardized Approach for Calculating the Exposure Amount of Derivative Contracts (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Certain of Their Subsidiary Insured Depository Institutions (Bulletin) (PDF)
  • Notice of Proposed Rulemaking: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (Bulletin) (PDF) (Community Bank Summary)

References and Related Links


Related News and Issuances
Publish DateIdentifierTitle
05/28/2019  OCC 2019-26, Tailoring of Capital and Liquidity Standards for Foreign Banking Organizations: Notice of Proposed Rulemaking
05/16/2019  OCC 2019-24, Revisions to the Supplementary Leverage Ratio for Custodial Banking Organizations and Custody Banks: Notice of Proposed Rulemaking
04/26/2019  OCC 2019-20, Other Real Estate Owned: Notice of Proposed Rulemaking