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Collection: Semiannual Risk Perspective
NR 2020-86, OCC Highlights Key Risks for Federal Banking System
The Office of the Comptroller of the Currency (OCC) reported credit, operational, compliance, and interest rate risks are key themes for the federal banking system in its Semiannual Risk Perspective for Spring 2019.
Highlights from the report include:
The report also highlights financial innovation and related impacts to strategic risk.
The report covers risks facing national banks and federal savings associations based on data as of December 31, 2018. The report presents information in five main areas: the operating environment, bank performance, special topics in emerging risk, trends in key risks, and supervisory actions. It focuses on issues that pose threats to those financial institutions regulated by the OCC and is intended as a resource to the industry, examiners, and the public.