Community Developments Investments (July 2015)

Resource Guide

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U.S. Department of the Treasury: Hardest Hit Fund Program

This Website includes detailed, state-by-state information about initiatives designed to limit foreclosures; these state initiatives are implemented using funds from the Hardest Hit Fund program.

U.S. Department of the Treasury: Office of Financial Stability

The Treasury Department's Office of Financial Stability manages the Troubled Assets Relief Program (TARP). This Website provides information on federal initiatives and major legislation, including the Emergency Economic Stabilization Act of 2008, the American Recovery and Reinvestment Act of 2009, and the Making Home Affordable Program. TARP includes several investment programs that assist struggling homeowners facing foreclosure. This Website provides information, reports, and data on each of the programs established through TARP, including its design, purpose, and results.

U.S. Department of the Treasury: Making Home Affordable Program

The Making Home Affordable Program (MHA) is a comprehensive plan implemented by the Treasury Department to stabilize the U.S. housing market by helping homeowners get mortgage relief and avoid foreclosure. In March 2009, the Obama administration published detailed program guidelines for the MHA. Mortgage servicers were authorized to begin modifications under the plan immediately. With the assistance of several government agencies, government-sponsored enterprises, and servicers, this effort involved the development and refinement of servicer guidelines, modification documents, and data collection and modeling tools. This Website provides information about the various MHA programs.

U.S. Department of Housing and Urban Development: Neighborhood Stabilization Program

This Website contains detailed information about the Department of Housing and Urban Development's Neighborhood Stabilization Program, which provides grants to states and certain local communities to purchase foreclosed or vacant homes and to rehabilitate, resell, or redevelop these properties. Guidelines about the program as well as specific information about the grantee plans are available here.

OCC Community Affairs' Neighborhood Stabilization Resource Directory

This Website offers links to information about strategies that can help mitigate the negative effects of rising foreclosures on communities across the country.

OCC Foreclosure Prevention Resource Directory

This Website is a resource directory for mortgage servicers working to reduce the incidence of foreclosures in their servicing portfolios, which also benefits investors, borrowers, and affected communities. The resources are useful for borrowers working to cure delinquent mortgages and the counseling organizations that work with these borrowers, as well as for other entities interested in reducing foreclosures.

We provide information about community development investments, small business financing, financial literacy, consumer protection, affordable housing, Native American banking, rural development, and other important consumer issues.

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This publication is part of:

Collection: Community Developments Investments

Deputy Comptroller
Barry Wides

Editorial Staff
Michael Carrier
Sharon Canavan
Jessica Scully
Lily Dow
Dan Gibbard

Design Staff
Cheryle Robison

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Articles by non-OCC authors represent the authors' own views and not necessarily the views of the OCC.